Straight financing.
no surprises.

Lenders may perform a soft or hard credit inquiry depending on their process. We'll always be transparent about which type of check each lender runs before you proceed. Most of our lender partners use soft inquiries for initial pre-approval, and only move to a hard inquiry after you review and agree to specific loan terms.

Yes. We specialize in helping riders with every kind of credit situation — bruised credit, slow credit, first-time buyers, post-bankruptcy, consumer proposals. We work with lenders specifically built for these situations.

Not necessarily. Many of our customers qualify for zero down with approved credit. Down payments help lower your monthly payment and can unlock better rates — we'll walk you through the options when we connect.

Pre-approval usually takes under five minutes. Full approval with a specific bike chosen typically completes within one business hour during showroom hours.

Absolutely. Tell us about it in the application. We appraise trade-ins honestly, not aggressively — whether your bike is paid off or still financed.

We can go up to 180 months (15 years) on approved credit for qualifying units. Longer terms reduce your monthly payment but increase total interest paid — we'll walk you through the math when you visit.